Representations & Warranties insurance claims can be incredibly complex, often involving specific areas of law and financial rules that require vast expertise. Insurers need the where-with-all to deal with both U.S. and international regulations and laws as well as domestic and foreign tax regimes. Ethos has in-house, dedicated staff who not only work through claims, but who also have a network of outside experts that can be engaged to assist with the handling and ultimate resolution of a claim. This experience, in handling R&W claims on behalf of some of the largest players in this space, differentiates Ethos from some carriers who still believe in segregating claims and underwriting. Ethos believes that R&W claims should include the underwriting team who worked on the underlying transaction. Our goal is to resolve claims as quickly as possible, without jeopardizing the trust of our clients, while also maintaining the trust of our capacity providers.