About Us

Who We Are

By combining the independence of the Ethos Specialty platform with the resources of a dynamic global (re)insurer, we can create tremendous value for our brokers and capital partners.

“The Ethos Specialty goal is to deliver a leading-edge platform informed by traditional underwriting excellence, innovating to drive positive outcomes.”

This Ethos Specialty competitive advantage includes:

A high degree of technical sophistication in underwriting, coupled with the risk-management capabilities of the Ascot Group
Financially strong balance sheet operators globally – US, Bermuda and Lloyd’s – demonstrating excellent alignment of interest with capital partners
Leveraged capabilities in mature functional services for operational exposures and compliance
Access to deep and unique distribution sources

Our Clients

Capital Partners

At Ethos Specialty, we begin by viewing all capital entrusted to us as our own. Our focus is on using our unique platform to provide superior returns through all phases of the underwriting cycle.

Our team of experts is highly skilled in identifying market trends and opportunities that align with the ambitions of our capital partners, and subsequently providing prudent deployment of their capital to drive growth.

Insurance is a combination of dynamic markets. Our ability to monitor and manage our exposure in collaboration with our capital providers gives us a competitive advantage in everything we do, for example:

Distribution Partners

Our distribution partners need timely solutions that address their clients’ existing and emerging needs. We have a deep understanding of these needs and through our proprietary suite of programs, can bring unique solutions to the table.

We work with our distribution partners and engage capital to address market dislocation. Read more:

When Representations and Warranties exposures in healthcare transactions were increasingly challenging to place, Ethos Specialty invested in the resources to understand the risks and solve an industry-wide problem, including hiring healthcare experts to augment our in-house expertise. By developing and executing on this disciplined, knowledgeable strategy, Ethos Specialty’s program is now the go-to solution for Representations and Warranties coverage in the healthcare industry.

Value Proposition

Ethos Specialty exists to serve our clients by providing an outstanding customer experience and consistently strong returns to our capital partners.

Client Commitment:

A core strategic principal is to attract, manage, and gain the trust of 3^rd party capital. We seek long-term capital partner relationships, driving for an alignment of philosophy, and confidence in performance which in turn releases us to focus on expanding opportunities for long-term success.

Our Value Proposition Includes:

Access to Specialized Pools of Risk: A key element of our dynamic service platform is our ability to drive a specific distribution strategy for each individual program while leveraging the broad relationships of the Ascot Group.
Specialized Underwriting and Risk Management: Specialized capabilities to underwrite target business and meet client goals and expectations.
Risk Match Model: Our risk match model recognizes the dynamics of various sources of capital, our understanding of their importance, and our ability to manage capital over the cycles.
Innovation: We are continuously innovating new program ideas, including program design, technology, data and analytics, and risk management methods.

Services

Underwriting as a Service (UaaS):

Specialist technical underwriting; knowledge, experience, data, and analytics; unique, bespoke products and solutions.

Platform as a Service (PaaS):

Supported by the most advanced platform capabilities. From systems to digital solutions to emerging technology, we offer our clients a platform that is efficient, adaptable, and always improving.

About Ethos Specialty