Contingent Risk

Insurable Risks:

• Judgement protection insurance (JPI) for monetary judgements
• Adverse judgement insurance to limit defense-side risks
• Collateral protection insurance (CPI)

Capacity:

• Up to $60M in capacity is available
• Secured by a consortium of Syndicates at Lloyd’s of London which currently enjoys an A+ rating from Standard & Poor’s, AA- from Fitch and A from A.M. Best; and reputable domestic carriers with strong ratings

Key Highlights:

Ethos offers commercial terms and pricing coupled with responsive service:

• Risks located in the U.S. or Canada
• Retentions and premiums customized based on specific risk
• Reduced premiums available when risks are diversified and cross-collateralized in a portfolio structure
• Litigation-related policy terms typically conclude at final judgement
• CPI most commonly sought for high growth companies with strong intellectual property

Our Underwriting Process:

• Our underwriting process is tailored to the specific nature of each risk presented. Our underwriters have deep legal, intellectual property, and transactional backgrounds that enable us to quickly assess risks and efficiently focus on the key areas for diligence. We also enlist specialized counsel and other professional advisors as needed.