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Clean Tech - Casualty

Ethos Specialty takes an engineering approach to provide Casualty solutions to our distribution partners and their small business Clean Tech clients. Our underwriting team has an in-depth understanding of the technology that underpins the global economy’s transition to a clean energy future.

Key Facts

Clean Tech – Casualty

Target Classes:

  • Agriculture
  • Anaerobic digestors
  • Battery rejuvenation/material extraction processing
  • Biofuels
  • Biomass
  • Carbon capture/reduction
  • Connection systems
  • Energy efficiency
  • Energy storage
  • Equipment monitoring
  • EV infrastructure
  • Fuel cells
  • HVAC
  • Hydrogen electrolyzer/storage
  • Lighting
  • Non-toxic materials
  • Packaging
  • Pollution remediation
  • Power conversion equipment
  • Recycling
  • Robotics
  • Sensors
  • Smart grid solutions
  • Solar modules/component part manufacturers/owner’s interest/operations of same
  • Thermal systems
  • Transportation
  • Water treatment/filtration equipment
  • Wind turbine generators/owner’s interest/operations of same

Policy Limits:

  • GL: $1M/$2M/$2M
  • Supported Excess: $5M

Minimum Premiums:

  • GL: $7,500
  • Excess: $10,000

Minimum Deductible/Self-Insured Retention (SIR):

  • $5,000

Additional Coverage Offerings:

  • Hired and Non-Owned Auto ($500 minimum premium)
  • Employee Benefits Liability ($500 minimum premium)
  • Stop Gap Coverage

Excluded Classes:

  • Trade Contractors
  • Software and App Vendors
  • Residential Exposures and Products (> 50%)
  • Fortune 2000
  • Offshore Exposures
  • Utilities

Maximum Policy Terms:

  • 12 Months

AM Best Rating:

  • All policies are provided by leading Syndicate and Carrier partners with AM Best Ratings of ‘A-’ or higher

Capital Partner:

  • Accelerant Specialty

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© Ethos Specialty 2023

The information contained herein is offered as insurance Industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. Statements of coverage availability and scope are general in nature, subject to change and underwriting of any individual risk, and provide no guaranty or warranty of coverage, express or implied. The precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued. Insurance brokerage and related services are provided by Ethos Specialty Insurance Services LLC (California License No. 0M29989). The publication and delivery of the information contained herein is not intended as a solicitation for the purchase of insurance on any US risk.