Property AOP & Water Damage Deductible Buy Down

Ethos Specialty provides unique programs for niche parts of the property market where it is often difficult to find enhanced insurance coverage. Our All-Other-Perils & Water Damage Deductible Buy Down solutions are crafted to provide additional coverage beyond that of a standard insurance policy. We are able to provide Water Damage buy-down, as well as solutions covering all other perils which are at the discretion of an underwriter to fit within appetite and limit guidelines.

Key Facts

Property AOP & Water Damage Deductible Buy Down

Target Classes:

Habitational
Offices
Hotels/Motels
Shopping Centers
Convenience Stores
General Commercial
Manufacturing & Warehousing

Excluded Perils:

Flood (Including Backup of Sewer and Drains)
Earthquake
Named Windstorm
Equipment Breakdown

Maximum Total Insured Value:

$750M

Minimum Premium:

$25,000

Minimum Deductible:

$10,000 Per Occurence

Maximum Limit:

$250,000 per occurrence and $1M annual aggregate limit
5 times aggregate of the per occurrence limit
$150,000 per occurrence and $300,000 annual aggregate for manufacturing classes

Resources

Ethos Property AOP & Water Damage DDBB Product Overview

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The information contained herein is offered as insurance Industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. Statements of coverage availability and scope are general in nature, subject to change and underwriting of any individual risk, and provide no guaranty or warranty of coverage, express or implied. The precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued. Insurance brokerage and related services are provided by Ethos Specialty Insurance Services LLC (California License No. 0M29989). The publication and delivery of the information contained herein is not intended as a solicitation for the purchase of insurance on any US risk.

Property AOP & Water Damage Deductible Buy Down