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Coastal Wind

Coastal Wind Deductible Buy Down

Ethos Specialty’s Property programs provide solutions for niche parts of the market which can often be difficult to find adequate insurance protection for. One of our leading deductible solutions is Coastal Wind Deductible Buy Down which offers insureds in coastal areas a way to reduce their initial deductible in the event of a windstorm loss.

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Commercial Excess Real Estate

Commercial Excess Real Estate program, offered by Ethos Specialty, focuses on property protection for this niche part of the market. Ethos Specialty can offer primary and excess solutions across a broad spectrum of industries including high hazard.

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Water Damage

Construction AOP & Water Damage Deductible Buydown

Ethos Specialty provides unique programs for niche parts of the property market where it is often difficult to find enhanced insurance coverage. Our Builders Risk All-Other-Perils & Water Damage Deductible Buy Down solutions are crafted to provide additional coverage beyond that of a standard insurance policy. We can provide Water Damage only buy-down, or solutions covering all other perils which are at the discretion of an underwriter to fit within appetite and limit guidelines.

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High Hazard

High Hazard Primary & Excess (MPW)

The Manufacturing, Processing & Warehousing (MPW) program, offered by Ethos Specialty, focuses on property protection for this niche part of the market. Ethos Specialty can offer primary and excess solutions across a broad spectrum of industries including high hazard.

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Inland Wind Deductible Buy Down

Ethos Specialty’s Inland Wind Deductible Buy Down Program provides protection against Severe Convective Storm (SCS) which includes wind, tornado and hail events. This Program offers a complimentary product to Ethos Specialty’s Coastal Wind Deductible Buyback program which covers predominately named windstorm events in the first two tier counties of the USA coastline.

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High Hazard

Property AOP & Water Damage Deductible Buydown

Ethos Specialty provides unique programs for niche parts of the property market where it is often difficult to find enhanced insurance coverage. Our All-Other-Perils & Water Damage Deductible Buy Down solutions are crafted to provide additional coverage beyond that of a standard insurance policy. We are able to provide Water Damage buy-down, as well as, solutions covering all other perils which are at the discretion of an underwriter to fit within appetite and limit guidelines.

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