Targeted Industries:

• Commercial Real Estate
• High-end Restaurants
• Boutique Hospitality with minimal liquor exposure
• Retail
• Wholesale/Distribution
• Artisan Contractors
• Light Manufacturing

Areas Out of Appetite:

• General Contractors; Habitational Real Estate; Trucking; CO, NY, SC, WA, WV Contractor Risks; Exterior Work Above 4 Stories; Logistics; Energy; Environmental; Medical Exposure or Devices; Cosmetics Manufacturing; Nightclubs and Adult Entertainment; Bars and Taverns; Internet Retailers; Toy Stores or Manufacturers; Camps and Daycares; Products Imported from China

Geographic Scope:

• 50 States & D.C.

Coverage Features:

• Follow Form Excess Policy
• 3 to 18 month policy periods
• Unsupported Excess
• Admitted and non-admitted

*Max attachment point: $25M

Limits Offered:

• $5M Lead and High Excess*

Array Differentiators:

• Intuitive, digital portal
• Superior service
• Competitive terms and pricing
• Real-time broker analytics
• Real-time third-party data via API to ensure accuracy
• Emphasis on broker niches/expertise

Maximum Exposure:

• $20M in Annual Revenue

Minimum Policy Premium:

• $1,000

Attachment Points:

• $1M/$2M/$1M GL
• $1M Auto
• $1M/$1M Liquor
• EL State Mandatory